Dental, Vision & Hearing Insurance

Many people turning 65 ask us about Medicare dental, vision and hearing coverage. Unfortunately, Medicare itself does not cover routine dental, vision or hearing exams. It also does not cover copays related to the health of your eyes, ears and smile. So it’s not surprising that we get lots of calls asking about the best dental insurance for seniors.

Fortunately, PrimeOptions Insurance offers affordable Dental, Vision and Hearing plans that are easy to apply for, and require no health questions. In fact, we offer plans that provide benefits from day one, and those benefits grow over time too!

Why Choose Dental, Vision & Hearing Insurance?

  1. Your dental, vision, and hearing health contributes greatly to your quality of life.
  2. Medicare does not provide coverage for most dental, vision, or hearing expenses, so a DVH product can be a great addition to your existing coverage.*
  3. You receive coverage at the dentist along with benefits for things like contact lenses, glasses, hearing aids, and more.
  4. You reduce the cost of unexpected and expensive procedures.

*Some Part C Medicare Advantage plans may include limited benefits for dental, vision and hearing. For example, some Advantage plans may offer preventive dental benefits like teeth cleanings. However, Medigap plans do not cover dental benefits. Medigap plans can only supplement Original Medicare benefits. Therefore, since Original Medicare does not cover routine dental care, neither do Medigap plans.  Another great reason why Dental Vision and Hearing Insurance makes sense!

Dental Insurance with No Network Restrictions

Would you like to receive care from your favorite dental provider? PrimeOptions offers DVH plans with the flexibility to choose your own dentist.

You can use these plans at any provider’s office. And, by the way, the plan provides immediate coverage for preventive and basic services! Dental insurance with no waiting periods for these services – how great is that? It’s why we feel we offer the best dental insurance plans out there for seniors.

Here are some of the great features of individual dental insurance we can offer seniors:

  • Guaranteed acceptance – there are no health questions
  • Guaranteed renewable – as long as premiums are paid on time
  • Issue ages 0 – 89
  • For individuals and families
  • Up to $1,500 per year in coverage (many other plans cover only $1,000/yr.)
  • Freedom to choose any provider (no network restrictions)
  • No waiting periods for basic or preventive dental services
  • Benefits paid directly to you, or a provider that you designate
  • Benefits paid in addition to any other health care coverage
  • Dental coverage that can be used immediately, and
  • Vision and hearing coverage including:  exams, contact lenses, glasses and hearing aids

Ameritas Dental and Vision Insurance Plan

For people looking for dental and vision coverage only, Ameritas plans offer dental packages with the option to add vision coverage. Ameritas also allows you to choose any provider, but has one of the nation’s largest networks that provides additional savings.

Along with accessibility, Ameritas features a number of great benefits. These benefits include, but are not limited to:

  • Day 1 benefits for All services; preventative, basic and even major dental services
  • Up to $2000 in calendar year max benefit. (this is rare folks!)
  • $50 deductible for basic and major services combined.

Click below for an instant quote and plan information from Ameritas Dental & Vision.


Learn More about our Dental Vision and Hearing Insurance!

Just because there is no Medicare dental, vision and hearing coverage doesn’t mean you have to go without!

To learn more, give us a call at (610) 442-0489 or click over to our quotes page.

You can buy Dental, Vision & Hearing insurance today! And, in most cases, start your coverage as early as tomorrow!

Want to compare your options?

Click the button below to head to our quotes page where you can enter some basic information to have our team help with your insurance!

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